MOSAIC

Macro Regime

Live · FRED

The cross-asset context most stock apps ignore — rates, the curve, credit, the dollar, vol, liquidity — with real history from the St. Louis Fed (FRED).

Composite readRisk-On / Easing
10Y Treasury
DGS10
Neutral
4.45+0.09 (1mo)
2023 → 2026-05-29range 3.304.98

Term premium grinding higher; duration still a coin flip.

2s10s Spread
T10Y2Y
Risk-On
0.42-0.08 (1mo)
2023 → 2026-06-01range -1.080.74

Bull-steepening since the dis-inversion — classic late-cycle tell.

HY Credit OAS
BAMLH0A0HYM2
Risk-Off
2.74-0.09 (1mo)
2023 → 2026-05-31range 2.594.61

Widening while equities rally — divergence worth respecting.

USD (Broad)
DTWEXBGS
Risk-On
118.88+0.11 (1mo)
2023 → 2026-05-29range 117.03130.04

Soft dollar = tailwind for ex-US and commodities.

Risk-On
15.32-3.49 (1mo)
2023 → 2026-05-29range 11.8652.33

Complacent. Cheap convexity if you want tail hedges.

Fed Funds
DFF
Risk-On
3.62-0.01 (1mo)
2023 → 2026-05-29range 3.625.33

Cutting cycle underway; liquidity impulse turning positive.